Broker Check

Flat-Fee Services

Financial advisers can add value in more ways than simply increasing the growth of your investment portfolios. “You don’t know, what you don’t know”. Our role as an adviser is to research new laws, tax efficiencies, and other financial changes and apply them to our client’s financial planning.  Oftentimes, the largest role we play is helping clients avoid making poor emotional choices with their money.

Holistic Personal Financial Plans

A holistic personal financial analysis that incorporates your current financial situation into a written short and long-term plan. This option provides you with a hard copy plan with a summary, recommendations, and action steps for implementation.

• Creation of a net worth statement.
• Budgeting and cash flow analysis.
• Income tax assessment.
• Goal identification and prioritization.
• Insurance needs analysis.
• Investment and company retirement plan portfolio review.
• Review of company employee and group benefits.
• Estate planning.
• Education funding strategy.
• Recommendations for meeting retirement goals and objectives.
• Communication and coordination with other professionals needed to implement plan.

I-Grove Program

Life is an ongoing process and so is effective financial planning. Once your plan is created and the initial implementation period has ended, there is still much to do to ensure your planning objectives are met. As such, we offer a monthly “Advice on Demand” subscription service fee program to address a Client’s on-going evolving planning needs. You decide the level of service you would like once your plan is in place.  Our I-Grove Program includes access to a personalized client website, E-money.  Here you are able to see all of your accounts in one place and updated daily.  You also have access to budgeting tools and a personal vault for document storage.

Hourly Consultation

Perhaps you simply want advice on a few areas of your finances, but do not currently have a need for a full financial plan or ongoing advice.  We will work on an hourly basis to provide you with answers to your questions and solutions you may want to implement on your own.

Business Consulting

Evaluation of current business structure with focus on owner tax savings through use of business retirement plans. This will include a written plan of strategies available, recommendations, and action steps.

  • Types of business retirement plans available including multiple scenarios for owners and employees. Cost of each plan will be included.
  • Profit Sharing options for maxing out owner contributions.
  • Insurance buy/sell analysis intended to cover owner’s risk of unintended business transfer.
  • Business growth and succession planning strategies.
  • Communication and coordination with other professionals needed to implement plan.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | (609) 216-7440